Professional Liability Insurance

HIC provides primary medical professional liability insurance—both claims made and occurrence coverage. Primary insurance is available only to voluntary attending physicians at our partner hospitals.

  • Bronx Care Health System (Obstetricians only)
  • Burke Rehabilitation Hospital
  • Maimonides Medical Center
  • Montefiore Medical Center
  • Montefiore Mount Vernon Hospital
  • Montefiore New Rochelle Hospital
  • Montefiore Nyack Hospital
  • Mount Sinai Beth Israel
  • Mount Sinai Brooklyn
  • Mount Sinai Hospital
  • Mount Sinai Queens
  • Mount Sinai West/St. Luke's Hospital
  • New York Eye and Ear Infirmary of Mount Sinai
  • St. Luke's Cornwall Hospital
  • White Plains Hospital Medical Center

Note: Approved applicants will be enrolled in the free Excess Section 18 insurance program if eligible.

Excess Section 18 Insurance

First Layer Excess Section 18 coverage is available at no charge only if a physician meets certain eligibility requirements. In addition, the physician must demonstrate: (a) A valid New York State medical license; (b) an individual primary policy of $1.3 million /$3.9 million; (c) an affiliation with a New York State general hospital and (d) successful completion of a qualified risk management program every two years.

Physician Extenders

We are pleased to announce that, effective April 1, 2018, HIC will write individual professional liability insurance policies for physician extenders to include Certified Midwives (CMs), Certified Nurse Midwives (CNMs), Certified Registered Nurse Anesthetists (CRNAs), Nurse Practitioners (NPs), Registered Physician Assistants (RPAs), and Specialist Assistants (SAs).

In order to qualify, it is an absolute condition of insurance that HIC insure the employer, collaborating, or supervising physician and that such insurance remain in full force for the full term of the policy period.