What We Do

Hospitals Insurance Company (HIC), is a New York State licensed insurance company with offices in New York City and White Plains. HIC provides insurance coverages and services to hospitals, long-term care facilities, physicians, and healthcare professionals throughout New York State. Since 1987, the company has served the insurance needs of the medical community with a strong commitment to personal service, competitive rates and financial security for its policyholders.

HIC employs a staff of over 40 and writes $225 million in premium volume, with assets of $1.1 billion and surplus of over $200 million.  With twenty-five years of experience in the business, HIC is one of the oldest healthcare professional liability insurers in the country.

Products and Services

In addition to insurance coverage for professional and general liability, HIC provides risk management services to its hospital and physician clients and—through publications, seminars, training courses and a wide range of educational programs—helps clinicians respond to new developments in medicine, law and insurance regulations. HIC’s Clinical Risk Management Department develops and conducts medical staff education and simulation and team training at the hospitals and physicians’ offices and undertakes research activities designed to help clinicians improve patient safety and reduce adverse outcomes. The company has convened and works closely with more than 25 physician and nursing committees on a variety of cutting edge initiatives in surgery, obstetrics, emergency medicine, cardiology, simulation, electronic records, and the entire spectrum of medical specialties.