Professional Liability Insurance

HIC sells primary professional insurance – both Claims Made and Occurrence Coverage. Primary insurance is available only to voluntary attending physicians at our member hospitals.

  • Maimonides Medical Center
  • Montefiore Medical Center
  • Montefiore Mount Vernon Hospital
  • Montefiore New Rochelle Hospital
  • Mount Sinai Beth Israel
  • Mount Sinai Beth Israel Brooklyn
  • Mount Sinai Hospital
  • Mount Sinai Queens
  • Mount Sinai St. Luke’s
  • Mount Sinai Roosevelt
  • New York Eye and Ear Infirmary of Mount Sinai
  • White Plains Hospital


  • Approved applicants will be automatically enrolled in the free Excess (Section 18) insurance program.
  • Obstetricians who apply for primary professional insurance with HIC must also complete the professional liability supplement for OBs (below).

Excess Section 18 Insurance

First Layer Excess Section 18 coverage is available at no charge only if a physician meets certain eligibility requirements. In addition, the physician must demonstrate: (a) A valid New York State medical license; (b) an individual primary policy of $1.3 million /$3.9 million; (c) an affiliation with a New York State general hospital and (d) successful completion of a qualified risk management program every two years.